Can You Register A Car With Repo Papers In Ct?

"Information technology'due south important to larn nearly a vehicle before you spend coin for its purchase. The information in this publication may aid you cull the vehicle that best meets your needs."

Buying from a Dealer

In New York State, every automotive dealer must register with the Section of Motor Vehicles (DMV). A registered dealer must obey certain state and federal laws that protect your purchase of a new or used auto, truck, or other motor vehicle, including one sold equally "salvage." New vehicles are likewise protected past manufacturer'south warranty. You lot can search for registered Automotive Dealers by using the "Find a DMV-regulated Business" service.

When you buy a used vehicle, the dealer must certify, in writing, that it is "in condition and repair to return, under normal use, satisfactory and acceptable service upon the public highway at the time of delivery." The dealer certification covers the entire vehicle except items that would be obvious to the customer earlier the sale, such as torn upholstery, missing hubcaps, etc. The vehicle also must have all prophylactic equipment and emissions controls required past state and federal laws for the vehicle's model year.

A dealer as well must:

have the vehicle inspected before selling information technology to a retail customer, even if the vehicle is new. The inspection must be done inside xxx days of the date of auction and before you accept commitment. The dealer may charge yous the inspection fee.
provide service or repairs under the manufacturer's warranty if the dealer is franchised by that manufacturer. Warranty service also may exist available from other dealers franchised past the manufacturer.
indicate, in writing, on the bill of sale whether a vehicle sold to a retail buyer is new, used, reconstructed, rebuilt salve, or originally non manufactured to U.Southward. standards (see Championship Branding).
provide the buyer completed odometer and harm disclosure statements:
- For motor vehicles manufactured in or afterwards the 2011 model yr that are 20 model years old or newer, the seller must complete the odometer disclosure statement on the back of the title certificate. For vehicles manufactured in or before model year 2010 or a motor vehicle manufactured in or afterwards the 2011 model year that is older than 20 model years, odometer disclosure is not required.
- The damage disclosure argument on the dorsum of the title certificate must be completed regardless of the vehicle'due south historic period.

Notation: The DMV will not register or grant title to a salvaged vehicle without a completed save disclosure statement. In improver, the DMV must examine each vehicle branded or identified by the seller every bit "Rebuilt Save" for stolen parts earlier the vehicle can be registered or titled.

complete and sign an odometer disclosure argument if the vehicle was manufactured in or after the 2011 model twelvemonth and is xx model years old or newer. This statement is on the Retail Certificate of Sale (MV-fifty). The heir-apparent too must acknowledge and sign the odometer statement.
bespeak on the sales contract when a passenger motorcar had been used primarily as a police car, taxicab, commuter pedagogy or rental motorcar.

If a lien is being recorded or the dealer issued number plates, the dealer MUST handle the registration for you. The dealer may accuse you upwards to $175 for this service, plus the actual fees for the vehicle'due south Document of Championship (MV-999), registration, and license plates. Equally a customer courtesy, a registered dealer may submit your completed Vehicle Registration/Title Application (MV-82) to the DMV. The dealer also may provide a temporary document of registration and, if needed, new license plates.

Buying From a Private Seller

One advantage of buying a vehicle from a private seller is the possibility of lower toll compared to ownership from a dealer. However, there are disadvantages.

A individual seller does not take to follow important regulations that a dealer must obey. In add-on, a private seller rarely offers a warranty. If you take a complaint well-nigh the vehicle or buy, you are on your ain to resolve the problem with the seller, or in taking legal action. Y'all cannot file a complaint with the DMV or other consumer assistance agencies if you lot purchase a defective vehicle in a private auction.
If y'all buy a vehicle 8 model years onetime or newer, the DMV will Non register or event you lot a new title certificate unless the seller has completed, and y'all take signed, the damage disclosure statement on the reverse of the vehicle's Document of Title (MV-999) or have attached a completed damage disclosure on an Odometer and Damage Disclosure Statement (MV-103). This statement indicates whether or not the vehicle'south new title certificate should be branded "Rebuilt Salve" (see Title Branding). An Odometer and Damage Disclosure Statement (pdf) (MV-103) is available at any motor vehicle function.
For motor vehicles manufactured in or later the 2011 model year that are twenty model years old or newer, the seller must complete the odometer disclosure statement on the dorsum of the title certificate. For vehicles manufactured in or before model year 2010 or a motor vehicle manufactured in or after the 2011 model year that is older than 20 model years, odometer disclosure is not required.
The damage disclosure argument on the dorsum of the title certificate must be completed regardless of the vehicle'south age.

IMPORTANT: THE DMV MUST EXAMINE EVERY VEHICLE IDENTIFIED AS "REBUILT Salvage" FOR STOLEN PARTS BEFORE THE VEHICLE CAN BE REGISTERED OR TITLED.

Title Branding

If a vehicle has been rebuilt, originally not manufactured to U.S. standards, or reconstructed, a branding notice must be printed in uppercase messages on the front of the New York Land title certificate. A dealer must inform a customer, in writing, if a branded vehicle is beingness shown or sold to a retail client. This may exist a observe placed on the dealer's bill of auction or handed to the client.

Y'all can also find a printed discover on the front of the title certificate if a vehicle previously had been returned to the manufacturer, its agent, or dealer because it did not conform to warranty. It also will exist printed on the title after a final determination of a court finding or settlement nether the state'southward Lemon Law. This detect will read:

"Important: THIS VEHICLE WAS RETURNED TO THE MANUFACTURER OR DEALER Considering IT DID Non CONFORM TO ITS WARRANTY."

The brands beneath may be printed on a New York State Document of Title (MV-999) for 1973 and newer vehicles:

REBUILT SALVAGE/NY

A vehicle with this characterization has been rebuilt after being wrecked, destroyed or damaged in backlog of 75 percent of its retail value at the time of loss, or originally had entered New York State under a branded out-of-country title. Previous branding includes Relieve, Rebuilt Salvage, Save Restored, Junk, Parts Just, H2o Harm, or other description. The Rebuilt Salve branding will remain on the title for as long as the vehicle exists, no matter how many improvements are made to the vehicle.

NON-USA-STD

A vehicle with this label was not originally manufactured in compliance with U.s.a. emissions or safety standards, or both.

RECONSTRUCTED

A vehicle with this label has been repaired or constructed with a glider kit, only not 1 manufactured in two or more than stages. A glider kit includes all components of a vehicle except the power train. It is by and large used to rebuild heavy trucks or tractors that have been extensively damaged. Passenger cars congenital from custom kits are not considered reconstructed vehicles.

Reported Mileage

Vehicles manufactured in or before model year 2010 or a motor vehicle manufactured in or after the 2011 model twelvemonth that is older than xx model years are exempt from mileage disclosure.

For all other titled vehicles, the odometer mileage reported during the vehicle's about recent transfer of buying is printed on the front of its New York State Certificate of Title (MV-999). If the odometer had passed its maximum reading at the time of auction, the description "EXCEEDS MECHANICAL LIMITS" volition be printed below the reported mileage. If the bodily mileage is unknown because the odometer is broken, or has been repaired or replaced, the front of the title will be printed with "Not ACTUAL MILEAGE, Alert ODOMETER DISCREPANCY."

Choosing a Vehicle

National Motor Vehicle Title Information System (NMVTIS) Vehicle History For Consumers at YouTube

Vehicle price is not controlled by any regime bureau. Accept fourth dimension to choose a vehicle that meets your needs and budget. Earlier you buy a vehicle, compare prices by checking paper ads and visit a number of dealers and/or private sellers. And so take information technology for a examination drive. If you are knowledgeable, examine the engine, manual, drive axles, steering and pause, brakes and electric system. If you lot practice not know what to look for, it may exist wise to pay a professional automotive technician to examine the vehicle.

Earlier you buy from a dealer, find out about dealer or manufacturer warranties, what they cover, and for how long. Ask if the dealer performs service or subcontracts to a repair shop. Be sure all agreements, guarantees and warranties are in writing.

What to look for

Examine the vehicle in vivid daylight. Look carefully at the body for signs of collision impairment or rust. Bank check the pigment and vinyl pinnacle, sides, or trim for signs of wear or harm. Cheque all lights, lenses and mirrors for cracks or other damage.
Expect inside the vehicle for signs of habiliment or damage that may reduce its value, such every bit splits or holes in the upholstery. Make sure all seat belts are in place, and in good working condition. Expect under the rugs or mats for dampness or water harm, which could mean there are body leaks.
Open the trunk or rear hatch and check for leaks. Examine the spare tire, taking information technology out if necessary. Make sure the jack and lug wrench are at that place.
Examine the engine compartment for signs of rusted metal around fenders, oil leaks, or excessive dirt on the engine. These can be signs of loftier mileage. Expect at and experience rubber parts such as fan belts and radiator hoses. If they are hard, cracked or too soft, they should exist replaced.
Make certain the exhaust emissions control systems are intact and working.
Start the vehicle when the engine is cold and heed to brand sure it runs smoothly when cold. While the engine warms, check the dash gauges and all within and outside lights. Make certain the heater, defrosters, air conditioner, windshield washer and wipers work properly.
If the vehicle is properly registered, you may choose to take it for a test drive. The engine should accelerate smoothly, and the transmission should shift without hesitation, roughness or loud noises. Drive the vehicle on a direct, flat surface, and permit get of the steering cycle for a moment to encounter if the front wheels follow a straight track without pulling to either side. When braking, there should exist no unusual noise, vibration, or pulling to either side.
Your test drive should include stop-and-become driving on local streets and driving at highway speeds, over a multifariousness of surfaces and several hills. Annotation how well the vehicle runs and handles. Likewise, cheque to see if the engine overheats.
If you are satisfied afterwards the test drive, have the vehicle raised on a lift or jacks. Examine the condition of the brakes, tires, front and rear suspension, exhaust system and catalytic converter. Look for oil or fluid leaks underneath.

Taking Delivery

If you decide the vehicle is in good condition and worth the price, be certain the seller has the proper ownership and transfer documents. Ask the seller, and examine the title certificate, for information well-nigh unsatisfied liens (banking company loans, etc.). Carefully examine all documents earlier yous pay for the vehicle. In a private sale, have the seller make out a bill of sale in addition to the ownership and sales tax documents.

Proofs of Vehicle Ownership

For a new vehicle purchased from a New York State registered dealer - the proof of ownership is a Manufacturer's Certificate of Origin (MCO) and the dealer's "Document of Sale" (MV-50).

For a used vehicle purchased from a New York Land registered dealer - the proof of ownership is the Certificate of Title (MV-999), or a transferable registration for 1972 and older models, signed over to the dealer, and the dealer's Certificate of Sale (MV-50) showing ownership transfer to you. The dealer must consummate, and you must acknowledge by signing, the appropriate odometer and impairment disclosure statements.

For a used vehicle bought from a private seller - the proof of ownership is the Certificate of Title (MV-999), or a transferable registration for 1972 or older models, signed over to you. The seller must complete, and you must acknowledge by signing, the appropriate odometer and damage disclosure statements.

Be sure the private seller completes the seller's section of the grade Argument of Transaction - Sale or Souvenir of Motor Vehicle, Trailer, All-Terrain Vehicle (ATV), Vessel (Gunkhole), or Snowmobile (pdf) (at NY Land Department of Tax and Finance) (DTF-802), bachelor at motor vehicle offices or at the DMV spider web site. This form certifies the buy cost and determines the sales tax you must pay when registering the vehicle. If the form is not filled out past the seller, you volition exist charged sales tax based on the vehicle'due south electric current fair market value.
Earlier you accept the championship document from the seller, check the forepart of the championship for the names and addresses of lien holders. A lien indicates the electric current owner owes money on a loan for the vehicle. If a lien is listed on the title, ask the seller to requite you the proof the lien has been paid - in most cases, it will be an official lien release from the lender. If proof is not provided, the lien holder could repossess the vehicle from y'all.

A motor vehicle role will not accept a title document if the appropriate odometer or damage disclosure statement is not completed, or if whatever information on the title is altered, erased, or crossed out, including whatsoever proper name or signature.

If you have a concern or question about the title, registration, sales tax or proof of ownership, contact the DMV Telephone call Centre or any motor vehicle part before you buy the vehicle.

Trading In or Selling Your Vehicle

Before you lot trade in or sell your old vehicle, be sure to remove the license plates and the windshield registration sticker, which shows your plate number. This will help preclude you from being charged with parking tickets that exercise not belong to you.

Turn in the plates to a motor vehicle office unless you are transferring them to a replacement vehicle. Always plow in your plates before you cancel liability insurance or before the insurance lapses. If you do not, your registration will be suspended, and your driver license could be suspended as well.

When transferring the vehicle'south title certificate to a new owner, you must make full out the appropriate odometer and damage disclosure statements, and sign your proper name at "Seller'due south Signature." And then enter the seller's data on the sales tax course Statement of Transaction - Auction or Gift of Motor Vehicle, Trailer, All-Terrain Vehicle (ATV), Vessel (Boat), or Snowmobile (pdf) (at NY Country Department of Tax and Finance) (DTF-802), bachelor at whatsoever motor vehicle office and the DMV internet site.

Department of Motor Vehicles Consumer Assist

If you take a complaint about your vehicle, bring information technology to the attention of the dealership management right away. Keep a tape of all contacts with the dealer about the vehicle and any repairs or adjustments made. Keep copies of all work orders and invoices every bit proof of your attempts to resolve the problem.

If you cannot resolve the problem with the dealer, write to: Agency of Consumer and Facility Services, PO Box 2700-ESP, Albany, NY 12220-0700, or phone (518) 474-8943 between eight:thirty a.m. and 4:fifteen p.thou. weekdays.

If your complaint concerns a repair, you must file it with the Department of Motor Vehicles within xc days or 3,000 miles of the repair, whichever comes showtime. If your complaint does not autumn inside its jurisdiction, DMV will refer you to the proper agency.

Lemon Laws

New York State'due south new and used car lemon laws provide legal remedies for consumers who buy or charter cars. If a auto does non live up to the written warranty and cannot be repaired - or if it has not been repaired correctly afterward a reasonable number of attempts - the consumer could receive a refund or replacement car.

For information and assist concerning the Lemon Laws, contact:

Office of the Attorney Full general
Albany, NY 12224
Phone: 1-800-771-7755 or one-518-474-5481
or any regional part of the Attorney General.

You may likewise contact:
Department of State, Division of Consumer Protection
Consumer Assistance Unit of measurement
99 Washington Artery, Albany, NY 12231-0001
Telephone: ane-800-697-1220 or i-518-474-8583.

DMV CALL Centre TELEPHONE NUMBERS

NEW YORK STATE DEPARTMENT OF MOTOR VEHICLES
Mark J. F. Schroeder, Commissioner

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